I'm almost at the stage where I can say, I've owned them all. RIB (both types), Solid mono, cathedral and cat, cabin boat and quite honestly, it all comes down to personal preference.
My 5c...
I'll never own another RIB. Too much maintenance.
I doubt I'll own another cabin boat (but that could change in the future). Biggest gripe with them is fishability and you need to go quite large to have any sort of semi decent overnight capabilities (18'6 and up)... Also, they are heavy and need lots of hp.
I'm not into watersports so bowriders and the likes are out.
I do like my little cathedral centre console for dams and rivers. It's a fantastically stable boat that floats in a really skinny amount of water, light, easy to single hand.
Going bigger (4 occupants) I'd opt for a mono or cat (whatever your preference). If it's EVER required to go offshore, then a twin motor installation. I'm also a center console diehard. All my fishing is done 360 degrees round my boat. If trolling is your thing, then an FC is a consideration because it's a dry boat. But FCs on a river are a PITA.